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Credit Risk Analyst - Bradford

This vacancy has now closed.

Employer: Freemans Grattan Holdings

Freemans Grattan Holdings (FGH) is based in West Yorkshire and is part of the OTTO group – one of the world’s largest mail order organisations. FGH is the home of familiar brands such as Freemans, Grattan, Kaleidoscope, Swimwear 365, Look Again, Bonprix, Curvissa and Witt. We are proud that two of our brands are over 100 years old, yet today we are a technologically advanced online retail business making fabulous fashions and wonderful home wares affordable.

We offer a broad choice of products and are committed to offering great service and delivery seven days a week. We meet the needs of our extensive and varied loyal customer base by having a Customer First mantra and being fair in how we deal with our customers and employees. Innovation is key as we look for new ideas which will improve the customer experience and our business processes.

We have a great team and integrity plays an important part in how we work together. We currently employ over 650 people within Vicar Lane office, Listerhills warehouse and credit operations, offering a diverse range of opportunities, generous benefits and a good work/life balance. Our mission is to be the preferred choice in internet and home shopping…do things better or do things differently.
Job details:
This role is ideal for a graduate with strong numerical and analytical skills who is looking to start their career in a friendly yet dynamic environment. No related experience is necessary.

The primary purpose of the role is to provide analytical expertise to support the business in the management of credit risk; helping to ensure that any credit granted is in the best interests of both the business and the customer whilst adhering to all our regulatory requirements.

Working closely with other analysts and managers across the credit function, you will be provided with training and development in analytics and data interrogation that will allow you to investigate, understand and improve the performance of the business. The range of project work and skills gained are diverse, making the role both interesting and rewarding.

FGH employees enjoy numerous benefits including a stakeholder pension scheme, holiday entitlement, healthcare plans, a generous staff sales discount and subsidised car parking and/or travel. There is also a defined analyst progression plan to enable personal development and career progression for high performers.
Role responsibilities
• Undertake statistical analysis to review and optimise credit strategies, processes and models.
• Code, test and implement approved changes to the credit decisioning systems.
• Support other areas of the business with credit expertise and analysis.
• Produce detailed, accurate Credit Management Information and identify emerging trends, risks and opportunities.
• Identify continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance.
Person specification
• Analytical with a logical approach to problem solving
• Keen eye for detail
Skills & experience
• Competent in Microsoft Office
• Data manipulation and analytical techniques
• Effective written and verbal communication skills
• Works well individually and as part of a team
Degree: Educated to degree level (2:1) or equivalent in a numerate discipline
Location: Bradford, West Yorkshire
Salary: £23,500 pa
Closing date: Closed Fri 10-May-2019
Job ref: GY/52972
Eligibility: Candidates must, by the start of their employment, have permission to work in the UK

Strictly no agencies

This vacancy has now closed.